Sadly, millions of children don’t have dental insurance, and many parents struggle to pay for the dental care they need. If your family is fortunate enough to have a dental plan, you can help your child have a healthy, happy smile without breaking the bank. However, since insurance is a “use it or lose it” situation and most plans end on December 31st, you have to use your dental insurance benefits before they expire. Keep reading to learn why it’s so important to schedule with a pediatric dentist in Allen now and find out how to get the most from your family’s plan. With this information, your child will get the care they need and you’ll save hundreds in the process!
Dental insurance is designed to maintain oral health by preventing dental problems altogether. To meet this goal, most plans cover preventive care at 80%-100%. For kids, this not only includes checkups and cleanings but, in many cases, sealants and fluoride treatments as well. These services are not only essentially “free,” but also keep your child out of the dental chair down the road.
Also, keep in mind that your insurance plan has set aside a certain amount of money (called a yearly maximum) that they’ll pay for your child’s dental work each year. The average amount is $700-$1,500 per member, and whatever isn’t used is simply lost. In the event that your child needs any other dental work, you’ll have time to schedule it before that money is gone.
In addition to scheduling as soon as possible, talk to a children’s dentist about how you can maximize your dental insurance benefits in Allen. For example, your child may benefit from a mouthguard for playing sports, or they may need braces. A dentist can explain whether you have coverage for these services and strategically schedule them to make them more affordable.
Also, if you have a PPO plan, you have the freedom to see any dentist you’d like. But since you’ll save a significant amount of money by seeing a children’s dentist in Allen who’s in-network, it’s helpful to find an office that accepts your plan.
Every child deserves to have a healthy smile. By using your plan to your advantage, you can get them the high-quality care they need and make it affordable at the same time.
Dr. Russell Choy is a pediatric dentist in Allen and graduate of the University of Southern California School of Dentistry. To help every child achieve great oral health as affordably as possible, his office is in-network with 15 major dental plans and is always happy to explain insurance coverage and file claims. If you have any questions about dental insurance, he can be reached through his website.
Orthodontic treatment isn’t just about straightening teeth – it can improve your child’s developing bite, prevent dangerous overcrowding of teeth, fix breathing and swallowing problems, help them speak more clearly, and improve their self-confidence as well! Dr. Michael offers a wide variety of services that are a great fit for every age group with a personalized touch.
Request an Appointment
It’s never too early to get children started on the right path towards a healthy, happy smile that lasts for life. Dr. Russell has plenty of experience with treating infants, toddlers, school-aged children, teenagers, and everyone who falls somewhere in-between. Better yet, his pediatric care approach will grow with patients over time in order to keep them feeling at ease.
Request an Appointment
