Sadly, millions of children don’t have dental insurance, and many parents struggle to pay for the dental care they need. If your family is fortunate enough to have a dental plan, you can help your child have a healthy, happy smile without breaking the bank. However, since insurance is a “use it or lose it” situation and most plans end on December 31st, you have to use your dental insurance benefits before they expire. Keep reading to learn why it’s so important to schedule with a pediatric dentist in Allen now and find out how to get the most from your family’s plan. With this information, your child will get the care they need and you’ll save hundreds in the process!
The Importance of Scheduling a Checkup ASAP
Dental insurance is designed to maintain oral health by preventing dental problems altogether. To meet this goal, most plans cover preventive care at 80%-100%. For kids, this not only includes checkups and cleanings but, in many cases, sealants and fluoride treatments as well. These services are not only essentially “free,” but also keep your child out of the dental chair down the road.
Also, keep in mind that your insurance plan has set aside a certain amount of money (called a yearly maximum) that they’ll pay for your child’s dental work each year. The average amount is $700-$1,500 per member, and whatever isn’t used is simply lost. In the event that your child needs any other dental work, you’ll have time to schedule it before that money is gone.
Maximizing Dental Insurance For Your Child’s Oral Health
In addition to scheduling as soon as possible, talk to a children’s dentist about how you can maximize your dental insurance benefits in Allen. For example, your child may benefit from a mouthguard for playing sports, or they may need braces. A dentist can explain whether you have coverage for these services and strategically schedule them to make them more affordable.
Also, if you have a PPO plan, you have the freedom to see any dentist you’d like. But since you’ll save a significant amount of money by seeing a children’s dentist in Allen who’s in-network, it’s helpful to find an office that accepts your plan.
Every child deserves to have a healthy smile. By using your plan to your advantage, you can get them the high-quality care they need and make it affordable at the same time.
About the Author
Dr. Russell Choy is a pediatric dentist in Allen and graduate of the University of Southern California School of Dentistry. To help every child achieve great oral health as affordably as possible, his office is in-network with 15 major dental plans and is always happy to explain insurance coverage and file claims. If you have any questions about dental insurance, he can be reached through his website.